Cash Wizard is a personal finance app for tracking income and expenses. In this policy, “Cash Wizard”, “we” and “us” mean the team behind the app and this website. You can reach us at founder@cashwizard.ai.

Cash Wizard is offline-first. Your transactions, accounts, categories, budgets, goals, notes and settings are stored on your phone and are not sent to us unless you sign in and use cloud backup.

You can erase this data at any time from Settings → Clear all data, or by uninstalling the app.

Google sign-in (optional): your name, email address, profile photo and Google account identifier, used to create your Cash Wizard account and keep you signed in.

Cloud backup and the web app (signed-in users): a copy of your finance data is stored on our servers so you can restore it on a new device or use it in the browser.

Invoice scanning: the receipt photo or its text is sent to our server to read and categorize the line items. Free users also have receipts read on the device.

Voice entry: your recording is sent to our server to be transcribed and turned into a transaction.

Woz the advisor (paid plans): your questions and a summary of your finance data are sent to our server to answer them.

Diagnostics (off by default): if you turn on sharing in Settings, receipt images and voice recordings are kept so we can improve recognition.

Crash reports: if a problem occurs, technical details about the error and your device are sent to us. You can turn this off in Settings.

Usage and installs: an anonymous device identifier, app version and which features were used, so we can measure costs and keep the service running.

We use trusted providers to run these features. They process data only on our behalf: cloud hosting and storage for our servers; Mistral AI for receipt text recognition and speech transcription; AI model providers accessed through OpenRouter for categorization, voice entry and the advisor; LangSmith for monitoring AI requests; GlitchTip for crash reports; Google for sign-in; and Google Play, the App Store and RevenueCat for subscriptions.

We do not sell your personal data and we do not use it for advertising.

Payments are handled by Google Play or the App Store. We never see your card details. RevenueCat tells us which plan you have, when it renews or ends, and the amount paid, so we can unlock the right features.

If you use an influencer promo code, the influencer can see your email, plan, the code and the redemption date, as described in our Terms and Conditions.

Account and backup data are kept while your account exists. Diagnostic media is kept only as long as needed to troubleshoot recognition. Payment records are kept as required for accounting and tax, without your name or email once your account is deleted.

You can delete your account in the app from Settings → Delete account, or request deletion on our account deletion page. This removes your profile and cloud backup from our servers. Deleting your account does not cancel a store subscription; cancel it in Google Play or the App Store.

You can use Cash Wizard without an account, turn off crash reports and diagnostics, and ask us for a copy of your data, a correction, or its deletion by emailing founder@cashwizard.ai. Depending on where you live, you may have further rights under local privacy law.

Cash Wizard is not directed at children under 13, and we do not knowingly collect their personal data.

We may update this policy as the app changes. The date at the top shows when it last changed.